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Malta Makes It On Forbes’ ‘Easy To Retire To’ List

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Malta makes it onto Forbes’ “7 Countries In Europe It’s Easy To Retire To” alongside Spain, Portugal and Cyprus saying we are one of the best visa options for pensioners in Europe.

Malta’s Ordinary Residence Scheme remains one of the most popular routes for non-EU citizens looking to reside long-term on the English-speaking Mediterranean islands. Unlike many global residency programs globally that rely on income thresholds, Malta’s scheme is instead based on net worth, making it relatively more accessible to individuals with modest but stable financial assets.

The current law requires individual applicants to have a minimum net worth of €14,000, while couples must demonstrate a combined net worth of at least €23,000.

Applicants must also prove they have a residential address in Malta, either through property ownership or a rental agreement. Additionally, they are required to spend a minimum of 183 days per year in Malta, which qualifies them as tax residents under Maltese law.

After maintaining ordinary residency for five consecutive years, individuals become eligible to apply for permanent residency.

With its combination of favourable tax structures, English-speaking environment, and Mediterranean lifestyle, Malta continues to attract remote workers, retirees, and global citizens seeking long-term residence within the EU.

Where would you choose to retire?

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Gabriel Falzon is the social media executive at Lovin Malta, with a keen interest in digital media, local businesses, and the natural world. Outside of work, you’ll often find him baking up a storm, diving into video games, or exploring the endless corners of YouTube.

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